Changelly: Stablecoins Drive Everyday Payments Ahead of Forum

Changelly published a report on May 6, 2026, saying stablecoins are shifting from trading infrastructure toward everyday payments and liquidity management. The company reported that 23.78% of completed transactions on its platform involved stablecoins and that 60.6% of survey respondents use crypto-linked cards. Changelly will host a live discussion with Stablerail on May 15, 2026, to examine stablecoin infrastructure for businesses.

The report combines Changelly’s internal platform data for 2025 with a joint survey of more than 3,000 users conducted with Simple. Changelly reported that stablecoin supply topped $300 billion in 2025 and that annual on-chain transaction volume approached $46 trillion. Internal metrics showed average stablecoin transaction sizes were about five times larger than non-stablecoin transactions. Participation in stablecoin swaps rose 33% year over year, and flows between crypto assets and stablecoins remained relatively balanced.

Survey responses pointed to growing everyday use of stablecoins. A majority of respondents, 60.6%, reported spending with crypto-linked cards. Average card transactions were around €40, and most card spending occurred in categories such as groceries and transportation. The survey found that 59% of crypto card users reported no technical issues, while 58% of non-users cited lack of understanding as the main barrier to adopting crypto-linked cards.

The May 15 live session, titled “The Rise of Stablecoins: Infrastructure Every Business Must Build,” will feature John Adam Khandjian, Changelly’s chief growth officer, and Alex Emelian, CEO and co-founder of Stablerail. The agenda includes stablecoins’ role as an onboarding layer into crypto, the shift from passive holding to active spending, and the importance of product design and user education. The event will include a 20-minute discussion followed by a live question-and-answer segment.

Changelly provides instant crypto exchange services and API products, including crypto-to-crypto exchange, fiat on- and off-ramps, and crypto payment processing. The company serves more than 600 businesses and roughly 12 million users. Stablerail positions itself as an AI-driven neobank for stablecoin-native companies, offering a self-custodial account that supports holding, swapping, payments, invoicing, fiat IBANs, card spending, yield generation and automated payment screening for sanctions and compliance.

The report was published May 6, ahead of the May 15 discussion.