Kiyosaki: Investors ‘de-worsified’ by asset correlation

Robert Kiyosaki posted on X that many investors are “de-worsified,” meaning they hold a set of assets that can decline at the same time in a market shock. He used the term to warn that spreading money across those holdings does not protect investors when correlations rise.

In the post he wrote: “De-Worse-ified means they think they are diversified, but they have all their diversified assets, such as gold, silver, Bitcoin, stocks, bonds, real estate, and oil, in one asset class.” He added that during a liquidity shock correlations rise and portfolios that appear diversified can fall in unison.

Kiyosaki has grouped bitcoin with what he calls real assets and has named specific price targets: $250,000 for bitcoin by the end of 2026 and $1 million longer term. He has also suggested silver could reach $200 per ounce this year.

He tied the warning to rising global debt and strains in private credit markets, and urged followers to build income streams, learn trade skills and hold hard assets ahead of what he expects will be a severe market downturn.

The post came as bitcoin traded near $61,500 after a week that marked its worst performance since the 2022 collapse of FTX. Bitcoin dipped below $60,000 at one point amid exchange-traded fund outflows and risk-off sentiment.

Responses to Kiyosaki’s forecasts have varied. Supporters emphasize scarce stores of value and the risk of hidden correlations. Critics point to his frequent crash predictions and call his price targets aggressive.

Financial advisers describe true diversification as owning assets that do not move together during market stress. Kiyosaki’s post highlighted the risk that holdings across gold, crypto, stocks and bonds can respond to the same macro events.