Europeans Use OKX Card Mostly for Groceries and Restaurants
In its first month in the EEA (Jan. 28–Feb. 26), 26% of OKX Card transactions were at groceries/supermarkets and 18% at restaurants and fast food.
OKX Card users in the European Economic Area used the crypto-funded card mainly for everyday purchases in the card’s first month of operation. Between Jan. 28 and Feb. 26, groceries and supermarkets accounted for 26% of settled transactions and restaurants and fast-food outlets accounted for 18%.
The dataset covers settled purchase transactions made with the OKX Card across all EEA markets where the card is live. OKX review focused its analysis on the top 20 merchant types by transaction count, volume or unique users and excluded peer-to-peer transfers. OKX stated the snapshot includes categories such as utilities and captures daily spending patterns and high-value outliers.
Country-level patterns differed from the regional averages. In France, bakeries represented about 5% of OKX Card transactions compared with roughly 2% across the EEA. In Germany, 30% of transactions took place on online marketplaces versus a 13% EEA average. The Netherlands recorded the highest supermarket share at 37%. In Poland, 16% of payments were at convenience stores and about 9% at fuel stations.
OKX characterized the figures as evidence that customers are using stablecoin-funded cards for routine purchases rather than only for occasional large transactions. A company spokesperson described the activity as consumers swapping fiat for crypto when paying for everyday items such as groceries and coffee.
Other industry data cited in the sector show similar patterns. A 2025 Cex.io report found roughly 45% of crypto card transactions in Europe were for amounts under €10 and that about 40% of such card spend occurred online, compared with an estimated euro-area average of about 21% of card payments happening online. Transactional data on the euro stablecoin EURC indicated Spain accounted for a substantial share of retail transactions and volume in the surveyed period, with an average payment size near €49.
OKX presented the figures as a baseline view of card usage in the EEA’s first month after rollout and did not present the data as a long-term trend projection.
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