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IMF's XC: Enabling Cross-Border Transfers and Future CBDCs
The IMF has crafted the XC platform, a solution designed to streamline cross-border payments. This project's intricate details were unveiled by Tobias Adrian, the Director of the Monetary and Capital Markets Department. As his address drew to a close, it became clear that the XC platform is projected to lay the groundwork for the global deployment of CBDCs in the future. 
The IMF, in an article addressing CBDCs and cryptocurrencies in Latin America and the Caribbean, acknowledges, "While a few countries have completely banned crypto assets given their risks, this approach may not be effective in the long run."
Interestingly, the article places more emphasis on the benefits of Central Bank Digital Currencies (CBDCs) rather than cryptocurrencies, while also highlighting potential problems linked with digital assets.
Furthermore, the IMF recommends improving transparency by including cryptocurrency transactions in national data records. 
Japan’s Largest Bank Plans to Issue Global Stablecoins
Mitsubishi UFJ Financial Group Inc. is engaged in discussions with global stablecoin issuers to launch its own tokens on its blockchain platform. With Japan’s stablecoin law in place, MUFG plans to utilize its Progmat blockchain platform to create stablecoins linked to foreign currencies such as the US Dollar. 
What Are Layer 0 and Layer 3 in Blockchain?
The web is brimming with content about Layer 1 and Layer 2 in the blockchain field. At our Gagarin News portal, we also frequently touch upon these topics. However, certain layers of the blockchain, such as Layer 0 and Layer 3, don't get enough spotlight. We're about to change that. 
DID: A Decentralized Identifier
The World Wide Web Consortium (W3C) marked 2022 with a decisive push towards enhancing and integrating Decentralized Identification (DID) technology. The adoption of these decentralized identifiers equips companies and individuals with the means to manage their personal information independently. 
What is BORA (BORA)? A Project Overview
BORA (BORA) serves as the native token within the BORA ecosystem. It holds the 152nd position in the cryptocurrency market capitalization rankings and functions as a medium for exchange, sale, and investment into the platform's projects, among other use сases. Aleph Zero & AZERO: Navigating the Next-Gen Blockchain
Aleph Zero is revolutionizing blockchain with a high-security PoS consensus and swift transaction finality. Harness the power of its native AZERO token in an ecosystem backed by $16.3M, paving the way for a more scalable, efficient decentralized future. 
Molten Indicates Depreciation of Ledger and Revolut
Ledger and Revolut, likened to a familiar quote from the Old Testament, have been weighed and found wanting. According to the specialists at investment firm Molten, the fair market value of these crypto projects has taken a substantial hit this past year. Slovakia Opposes Digital Euro Dominance
The European Central Bank's ambiguity regarding the implementation and circulation of the digital euro has spurred Slovakian legislators to take preemptive action. Slovakia's Parliament has ratified a constitutional amendment, reinforcing the right to transact with physical euros for goods and services within the nation's borders. 
SEC Holds Off $30M Fine to Aid BlockFi Investors
In a noteworthy development, the U.S. Securities and Exchange Commission (SEC) has chosen to take a backseat regarding the enforcement of a $30 million fine on BlockFi, the crypto lending company which is currently in bankruptcy. According to legal documents from Thursday, the SEC's stance is primarily aimed at ensuring that investors are repaid first. 
It appears that Mark and Elon aren’t the only ones itching for a showdown.
Following Buterin’s critique of Solana for its scalability being hampered by centralization and significant computational requirements, the community urged Solana’s creator to challenge Buterin to a duel.
However, in a display of true intellectual spirit, Anatoly Yakovenko (Solana) suggested an alternative — a game of chess with Buterin.
The Ethereum founder has not commented on this proposal yet.
Don’t be a menace to South Blockchain... 
100,000 ChatGPT Logins Leaked
Over the past year, a Singaporean cybersecurity firm has discovered a major data breach involving more than 100,000 login credentials for the popular AI chatbot, ChatGPT. The compromised logins were traded on dark web marketplaces between June 2022 and May 2023, according to a recent blog post by Group-IB. 
Atomic Wallet Provides Update On $100 Million Exploit
In a recent blog post, Atomic Wallet provided an update on the hack incident that occurred on June 3, stating that there have been no new confirmed cases since the initial reports. The company reiterated that less than 0.1% of app users were affected, a claim that has faced skepticism from many online. Brooklyn Spa Draws Criticism for Bitcoin Mining Energy Use
BATHHOUSE, a spa located in Brooklyn, has come under fire after disclosing its use of energy from Bitcoin mining to heat its pools. The founders of the spa believed in the potential benefits of this technology, but their announcement sparked disapproval: 
PKO Bank Polski Broadens Its Service Spectrum in the Metaverse
PKO Bank Polski, a front-running bank in Poland, is enhancing and expanding its suite of services within the metaverse. This financial institution launched a virtual office on the Decentraland platform in October 2022 and has since been actively tracking the number of visits and measuring the level of engagement with this novel service model. 
Kavita Gupta on AI Profiling Potential
Kavita Gupta, the founder of Delta Blockchain Fund, believes that combining AI and blockchain creates a powerful behavioral analysis tool. This integration enables the extraction of valuable insights, anomaly detection, and improved risk management by leveraging AI algorithms and blockchain's transparency and immutability. The Future of Money is Tokenization, Says BIS Report
Switzerland-based monetary authority, the Bank of International Settlements (BIS), has made public its plan to build a global "unified ledger" to facilitate Central Bank Digital Currencies (CBDCs) and tokenized assets. Even though it acknowledges the potential of tokenization, BIS has expressed its misgivings about decentralized cryptocurrencies. 
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