Strategy Index: Banks’ Bitcoin Adoption at 32%

Strategy Inc. published the Bitcoin Banking Adoption Index on July 13, 2026, reporting an overall institutional bitcoin adoption score of 32% based on public information through July 10, 2026. Fidelity ranks highest at 71%, followed by BNY Mellon at 46% and Goldman Sachs at 45%.

The index scores about 30 major banks and financial institutions across five areas: trading, custody, products, lending and executive activity. Strategy uses Harvey balls — graphic circles filled to five levels — to show adoption from none to full implementation.

Scored categories include bitcoin and spot ETF trading, custody for bitcoin and ether, stablecoin and tokenization work, yield and lending products, underwriting for exchange-traded products and whether corporate treasuries have allocated to bitcoin. Strategy says offerings may vary by geography, client type and access channel.

Firms were selected using measures such as total assets, assets under custody or administration, client assets, private-banking assets and 2025 global systemically important bank status. Strategy describes the index as a high-level snapshot rather than a fully reproducible benchmark and lists category weights and evidence standards for future testing.

Fidelity’s 71% score reflects activity through Fidelity Digital Assets and the Fidelity Wise Origin Bitcoin Fund (NYSE Arca: FBTC). BNY Mellon’s 46% score reflects established institutional custody and servicing, selective bitcoin and ether custody, servicing for exchange-traded products and work on tokenized funds and stablecoin infrastructure. Goldman Sachs registers at 45%.

Strategy plans to publish the index methodology and to update the rankings. The firm has invited institutions to submit corrections or additional public information for future versions.

CEO Phong Le wrote, “The digital-asset ecosystem is gaining speed at large banks and financial institutions, although the sector is still at an early stage.”

The index does not specify whether a given score represents a technical capability, a limited institutional service or broad customer availability; Strategy says future disclosures could clarify that distinction.