Strategy to Fund Trump Accounts for Employees’ Children

Strategy will deposit $250 a year into Trump Accounts for each eligible child of its U.S. employees and will match the Treasury Department’s one-time $1,000 opening deposit for children born between Jan. 1, 2025 and Dec. 31, 2028. The company plans to start the benefit after the Treasury issues final employer guidance and completes its employer-contribution system.

The Tysons Corner, Virginia-based firm said the annual $250 payment will apply to every eligible child under 18, regardless of birth date. For qualifying newborns Strategy will provide a one-time $1,000 match to the federal opening deposit. The program was disclosed to staff at a quarterly meeting and the company will publish enrollment instructions and timing once Treasury releases final rules.

Trump Accounts are tax-deferred individual retirement accounts created under Section 530A of the tax code for children who have Social Security numbers and are under 18 at year-end when an account is opened. The Treasury began making the $1,000 deposits for qualifying children on July 4, 2026.

Families, friends and employers may add funds within federal contribution limits. Nonexempt contributions are generally capped at $5,000 per year. Employers may contribute up to $2,500 annually for an employee or the employee’s dependent; employer contributions count toward the $5,000 total but are generally excluded from the employee’s taxable income.

Money in Trump Accounts must be invested in qualifying low-cost mutual funds or exchange-traded funds that track broad U.S. indexes. Accounts are generally locked until Jan. 1 of the year the child turns 18, except in narrow situations. After that restricted period the account functions similarly to a traditional IRA, with taxes and potential penalties on withdrawals under standard IRA rules.

Strategy operates an enterprise analytics business and is the largest publicly traded corporate holder of bitcoin. The company sold 1,638 BTC recently and holds 842,138 BTC. Strategy described the program as aligned with its goals of encouraging saving and long-term financial habits.

Strategy joined the Invest America Business Pledge, a group of employers committing to support Trump Accounts through employee benefits, account services or philanthropic funding. The Treasury has named participating companies including Bank of America, BlackRock, Block, Coinbase, JPMorgan Chase, Nvidia, Robinhood and Visa. Employers that join must follow the Treasury’s final operating guidance to integrate their contributions with family and other sources of deposits.

Phong Le, Strategy’s president and chief executive, praised the program’s technology and noted the accounts can encourage financial education, long-term planning and a culture of saving and investing from an early age. He noted the company will publish timing and enrollment details after Treasury releases final employer rules.