Ripple rolls out Ripple Treasury platform after 1 billion GTreasury deal

The platform is designed to support cross-border payments using Ripple’s RLUSD stablecoin, which the company said can settle transfers in three to five seconds, compared with the three to five business days often associated with bank wires. Ripple Treasury connects to existing corporate treasury workflows through application programming interfaces, pulling balances and transaction data from digital asset platforms into the dashboards companies already use for cash, debt and short-term investments.

The rollout follows Ripple’s $1 billion deal for treasury software firm GTreasury, which the company announced last year and described as bringing enterprise treasury expertise into its product stack. Ripple said Ripple Treasury is intended to reduce idle capital and streamline liquidity management for global firms that operate across multiple currencies and jurisdictions.

Beyond payments, the product links users to overnight repo markets and tokenized money-market funds, including BlackRock’s BUIDL, giving companies a way to seek yield on excess cash outside traditional banking hours. Ripple also said it is using infrastructure from prime broker Hidden Road, which it acquired last year, to provide access to short-term funding markets.

Ripple did not disclose pricing for Ripple Treasury or how many customers are already using the platform.

As GNcrypto wrote on 13 December 2025, the U.S. Office of the Comptroller of the Currency granted conditional clearance for Ripple, Circle, Paxos, BitGo and Fidelity Digital Assets to operate as national trust banks, creating a pathway into the federal banking system. The decision would allow custody and certain payment and settlement services under OCC oversight, while barring deposit taking, lending and Federal Deposit Insurance Corporation insured accounts until final approvals are completed.