Ripple launches Ripple Treasury platform for enterprise cash and crypto operations

Treasury teams have spent years duct-taping together bank portals, ERPs and spreadsheets just to answer a basic question: where is the money right now. That gets harder when funds move across borders, settle on different timelines, and sit in pre-funded accounts that are kept “just in case.”

Ripple says Ripple Treasury is built for that messy reality. The company has teamed up with GTreasury, the enterprise treasury software provider Ripple acquired in October 2025, to offer a single platform that tracks cash positions and supports digital asset workflows in the same place. 

The pitch is practical rather than flashy. Ripple Treasury includes tools for liquidity management, cash forecasting, reconciliation, risk management, multilateral netting and payments. On the digital side, the platform is designed to plug into exchanges and custodians through APIs and treat them like “digital banks,” pulling balances and transaction data into standard treasury reporting.

Payments are where Ripple wants to show the most value. GTreasury says cross-border transfers can settle using RLUSD stablecoins that maintain dollar value in transit, with conversion to local currency handled at the destination. That setup aims to shrink FX exposure from days to seconds and reduce fees that come from correspondent banking layers.

For companies that keep cash parked overseas to pay suppliers quickly, Ripple Treasury also markets the idea of freeing trapped working capital. Instead of leaving money pre-funded in multiple countries, firms could move liquidity on demand and get confirmation in seconds, even outside banking hours.

The broader bet is that stablecoins and tokenized assets are becoming ordinary treasury instruments. If that is where corporate finance is heading, Ripple wants its software to be the dashboard that sits in front of it.