Ripple brings crypto and fiat into one treasury dashboard

Ripple introduced native digital asset features inside its enterprise treasury management system, allowing corporate finance teams to hold, view and manage XRP and RLUSD alongside fiat from a single dashboard, without separate wallet or custody interfaces.

The two capabilities, called Digital Asset Accounts and Unified Treasury, are built on GTreasury, which Ripple acquired in 2025. The underlying system processed $13 trillion in payments volume in the past year for clients ranging from small businesses to Fortune 500 companies. According to Ripple, the new tools extend the existing infrastructure rather than replace it.

Digital Asset Accounts let treasury teams create a Ripple-native digital asset account within the platform. Balances in XRP, RLUSD and other supported tokens appear next to traditional cash positions with real-time fiat valuations based on live exchange rates. Each transaction is automatically captured with the on-chain notional amount, a fiat equivalent and the market price at the time of the event, creating an audit trail without manual entry. The platform records balances to 15 decimal places to match on-chain precision and reduce reconciliation differences.

Unified Treasury aggregates digital asset holdings from multiple external custodians using the same API connectivity layer the platform already uses for bank integrations. Finance teams can consolidate positions and activity across banks and custodians in one view while keeping their existing providers and without building custom wallet infrastructure.

“Digital assets have arrived at the CFO’s desk, and the question has shifted from whether to engage to how to do so without disrupting existing operations,” according to Renaat Ver Eecke, senior vice president at Ripple Treasury.

Ripple characterizes the launch as ahead of rival treasury management systems, which, in its view, do not yet offer native digital asset management. The company outlined plans to expand the framework to support cross-border settlement, intercompany payments and overnight yield on idle cash through repo markets, using stablecoins for funding and settlement.