MoonPay unveils non-custodial AI agents for crypto transactions
MoonPay launches MoonPay Agents, a non-custodial layer letting AI create wallets, pass KYC once, trade across chains, and move funds in fiat and crypto.
MoonPay has introduced MoonPay Agents, a non-custodial infrastructure layer that enables AI agents to create wallets and execute on-chain transactions on a user’s behalf after identity checks and funding are complete.
Built on the company’s developer-focused MoonPay CLI, the software gives autonomous systems the ability to hold and move funds within permissions set by the user. Once a wallet is verified and funded, an AI agent can initiate trades, swaps and transfers programmatically without direct human input.
According to MoonPay’s product description, agents can generate non-custodial wallets stored on the user’s device, conduct on-chain trades and swaps, and convert back to fiat currency. Funding can occur via bank transfer or existing crypto balances. The product supports recurring purchases, cross-chain swaps, and is compatible with x402, a machine-to-machine payments standard used in agent-driven applications.
The setup is designed to link traditional payment methods with blockchain networks while keeping compliance limits in place. If a service requires know-your-customer (KYC) verification, the human user completes it once; afterward, the agent operates within those established permissions.
In a statement, CEO Ivan Soto-Wright characterized the need for financial rails for autonomous systems: “AI agents can reason, but they cannot act economically without capital infrastructure.” He described MoonPay as “the bridge between AI and money.”
The launch arrives amid broader work on agent-led finance. Recent releases across the sector include tools that assign wallets to AI agents, support for x402-enabled USDC payments, and infrastructure for non-custodial cross-chain execution. Partnerships focused on smart contract security and experiments on mainnet further reflect interest in agent-driven use cases.
Founded in 2019, MoonPay provides fiat-to-crypto on-ramps and stablecoin infrastructure and reports more than 500 enterprise customers and 30 million users globally.
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