Aave launches on OKX’s X layer, bringing lending to OKX Wallet

Aave is now live on X Layer, the Ethereum Layer 2 developed by OKX. The integration, announced on March 30, lets OKX Wallet users lend and borrow within a non-custodial interface without creating a new wallet or moving funds across networks.

Through the app, users can supply assets – USDT0, USDG, GHO, xBTC, xETH, xSOL, xBETH and xOKSOL – to earn interest that compounds automatically while keeping control of their keys. Borrowing is available against collateral in USDT0, USDG, GHO, xBTC, xETH and xSOL.

To improve capital efficiency, X Layer introduced six “eModes” tailored to its asset set, with loan-to-value ratios up to 88% for certain liquid staking pairs. The configurations group correlated assets and adjust risk parameters.

In a blog post, OKX described the deployment: “Its arrival on X Layer brings that same battle-tested infrastructure to OKX’s L2 ecosystem, permissionless, non-custodial, and accessible directly from OKX Wallet.”

Stani Kulechov, founder of Aave Labs, noted in a statement, “By expanding to X Layer, Aave connects its liquidity to a growing ecosystem of users and applications, making it easier to earn, borrow, and build applications on the network.”

Aave ranks among the largest decentralized lending protocols, with about $23.8 billion in total value locked as of March 30, according to DeFiLlama. OKX described the integration as bringing an established lending market to X Layer to deepen liquidity. For a detailed breakdown of the exchange’s strategy, check out our OKX review.

X Layer is OKX’s Ethereum Layer 2 network designed to lower transaction costs and speed confirmations while leveraging Ethereum security. The Aave rollout extends OKX Wallet’s integrated DeFi features. In November 2025, the wallet added in-app decentralized exchange trading, providing access to markets on Base, Solana and X Layer.